Live Market Rates

Real-time Canadian Mortgage Rates

Compare rates from 50+ lenders across Ontario. Updated daily based on Bank of Canada target overnight rate.

Last Update: 6:06 p.m.
BOC Overnight: %
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Ontario Market

Rates are updated daily and subject to credit approval. Omonop is a technology provider and does not issue loans.

Disclaimer: Lenders may pay Omonop a referral fee. This does not impact your final rate. Please consult a licensed advisor.

Bank of Canada Rate History

Target overnight rate movement over the last 12 months.

%

Current Trend: Hold

Regulatory Disclosure — OSFI B-20

Mortgage qualifying guidelines in Canada require lenders to test your affordability at the "Stress Test" rate—typically the higher of your actual rate + 2% or %. Omonop provides these rates for informational purposes only. This website is not a mortgage brokerage and does not issue loan commitments. Omonop is not a lender. Contact a licensed mortgage professional for a binding commitment.

Lenders appearing in these results may pay Omonop a placement or referral fee. This does not impact the rates displayed or the cost to you.

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